Who it's for
- Owners of a paid-off car, motorcycle or utility vehicle
- Fast working capital for small businesses
- Swapping expensive debt for a smaller installment
- Those without property to pledge as collateral
Structured credit · 26 institutions
Vehicle-backed loanthe car stays with you.
Your paid-off car serves as collateral and you keep using it as usual. It's the alternative for those without property to pledge who want a much lower rate than a personal loan, with faster approval than Home Equity.
Rate on requestUp to 60 monthsNo-cost review
Why consider it
Up to 60 months
A longer term than a regular personal loan.
Faster approval
Fewer steps than property-backed credit.
The car stays in your hands
You keep the vehicle throughout the contract.
How it works
From first contact to disbursement.
Simulation
You tell us the vehicle and the amount; our desk checks eligibility.
Inspection and documents
Vehicle registration document, inspection and proof of income.
Offers
We compare the terms of our accredited institutions.
Disbursement
Lien registration and funds in your account.
FAQ
What people ask about Vehicle-backed loan.
Does the vehicle need to be paid off?
Yes. The vehicle must be paid off and registered in your name.
What is the maximum vehicle age?
It varies by institution. Enter the model and year in the simulation and our desk will tell you who accepts it.
Tell us about your case, we'll answer with numbers.
Reply within 1 business day with the actual rate and term range for your profile.