Payroll integration
Connects with the leading payroll systems.
Flexible benefits
Employee benefits card: one card, ten categories.Your brand.
We enable every company to build its own financial ecosystem — turning transactions into lasting relationships. Choose which categories to enable and how much to load into each one, with the full legal comfort of PAT (Brazil's Worker Food Program) and PCT (the worker culture program).
Free setupNo fees for the companyNo fees for employeesPAT registration 220779870
Categories
You choose what to enable.
Fixed and flexible categories on a single card and a single app. Each transaction is debited according to its category — and the balance is always spent as a benefit.
GroceriesSupermarkets, grocery stores, butchers, fish markets and bakeries
MealsRestaurants, snack bars, coffee shops and bakeries
Public transitPublic transportation — buses, trains and subway
MobilityUber, 99, tolls, parking and gas stations
FuelGas stations
HealthDrugstores, pharmacies, medical services and gyms
EducationTechnical courses, college, K-12 and online learning
CultureTheater, museums, movies, concerts, streaming and bookstores
RewardsThe entire Visa network, cash withdrawals, Pix (instant payment) and boleto (bank slip) payments
Flexible balanceCombined use across the enabled wallets
ExclusiveA custom wallet for your company's special date or event.
Customization
Standard card, ID badge card — or your own brand.
The standard is the Target Visa card, accepted nationwide in Brazil. From 500 employees, the card, the app and the digital account carry your company's brand.
Target Visa card
The standard for companies of any size: the card carries the Target brand and works across the entire Visa network.
Your brand, from 500 employees
Custom card, app and digital account — an ambassador for your brand in every employee's pocket.
ID badge card
The employee's photo, name, department and job title on the same benefits card.
Physical or virtual
Temporary or recurring, issued instantly through the app.
Contactless payment
Apple Pay, Google Pay and Samsung Pay, in addition to the physical card.
Transfers between wallets
Employees can move balance between the permitted categories.
Why offer a benefit with your brand? It strengthens your brand in employees' daily lives, extends your touchpoints beyond corporate channels and positions your company as innovative and people-centered. Available for companies with more than 500 employees.
HR portal
Technology working for your management.
Centralize every benefits operation on a single platform. No red tape and no setup cost — no more scattered spreadsheets.
BenefitsDigital accountBack officeCredit
Instant top-ups
Instant balance via Pix, or within 1 business day via boleto.
Categories under control
Set amounts, add rewards and adjust the rules whenever you want.
Security and compliance
Role-based profiles and assurance that the balance is spent as a benefit.
Target App and digital wallet
Multi-account, multi-benefit, multi-currency.
Brazilian reais, US dollars and euros in one place, with a digital account for cash-in and cash-out — no manual conversion and no surprises on the statement.
Cash-in
Bank transfers, boletos, deposits, P2P and Pix.
Cash-out
Bill payments, card purchases and withdrawals, top-ups, P2P and Pix.
Earned wage access
Up to 30% of salary on the card, with no fees, no interest and no cost to the company, deducted from payroll.
Transit benefit management
Automatic top-ups — goodbye to paper vouchers and manual tracking.
Corporate expenses
Team expense management with approvals and control by category.
Partnerships and perks
Gyms and wellness with payroll deduction; TotalPass, Vai de Visa and the Pede Biz discount club.
Built-in AI agent
Personalized service and support 24 hours a day, seven days a week, right inside the app.
TotalPass. Physical health, mental health and nutrition in a single benefit, contracted together with the card.
Implementation
From contract to card in hand: 22 business days.
This timeline includes customizing the cards with your brand.
Planning
Kick-off meeting, AML (anti-money laundering) validation and card layout definition.
Development
System configuration according to your company's specifications and card customization.
Testing and training
Integration and security testing, plus training your team to use the portal.
Go-live
Card issuance and delivery, and activation of the features in the app.
Commercial terms
| Card issuance and reissuance | Free |
|---|---|
| Card delivery fee | Free |
| Service fee | Free |
| Card type | Debit |
| Payment model | Prepaid |
| Additional services | Digital account |
| Minimum contract term | 24 months |
Cost calculator
Select the wallets and see the cost.
Tell us how many employees you have and how much you load into each wallet. The total shows up instantly — no setup fee, no fee for the company and no fee for employees.
Enabled wallets
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Sign-up
Just what we need to get started.
Your CNPJ (Brazilian company taxpayer ID), the legal representative's ID document and the number of employees. Everything else — card layout, wallet setup and delivery — is on Target.
Your request goes to our sales team.Official Target channel · reply within 1 business day, Monday to Friday, 7:30 am–6 pm (Brasília time)