Target Multibenefícios
A Visa card with ten categories and an HR portal. Free setup, no fee for the company and no fee for the employee. Aligned with PAT (Brazil's Worker Food Program) and PCT.
Discover the benefits cardRegistration Authority · ICP-Brasil · Extrema / MG
Benefits card, digital certificates, systems and capitalfor the whole business.
Solutions that keep a company running. A certificate alone doesn't sustain any business — it opens the door. Target uses what the certificate reveals to build the rest: the team's benefits card, the system that issues invoices, the credit the company needs and the safekeeping of the records it can't afford to lose.
Card aligned with PAT and PCTFree setup and zero feesService 7:30 am–6 pm (Brasília time)
10years in business in Extrema
7,000+digital certificates issued
R$32Mreleased in credit operations
6Mdocuments scanned and held in custody
Target Multibenefícios
Ten wallets, one Visa card, zero fees.
You choose which categories to enable and how much to load into each one. Employees use everything on a single card, with contactless, Apple Pay, Google Pay and Samsung Pay.Free setup, no fee for the company and no fee for the employee.
Free setupZero feesAligned with PAT and PCTVisa network
See the benefits card GroceriesSupermarkets, grocery stores, butchers, fish markets and bakeries
MealsRestaurants, snack bars, coffee shops and bakeries
TransitPublic transportation — buses, trains and subway
MobilityUber, 99, tolls, parking and gas stations
FuelGas stations
HealthDrugstores, pharmacies, medical services and gyms
EducationTechnical, higher, K-12 and online courses
CultureTheater, museums, movie theaters, concerts, streaming and bookstores
RewardsThe entire Visa network, cash withdrawals, Pix (instant payment) and boleto (bank slip) payments
Flexible balanceCombined use across the enabled wallets
Plus the Exclusive wallet, customized for your company's special date or event.
Structured Credit
The collateral is what sets your interest rate.
Accredited with 26 institutions — banks, fintechs and funds. One is better on term, another on amount, another on rate: we combine the best of each and put together the final proposal.
Home Equity
A house, apartment or commercial property as collateral, with rates from 0.89% to 1.6% per month and terms of up to 240 months.
Sale and Leaseback
The company sells its warehouse or plant and keeps operating in it — unlocking capital without stopping production.
Built to Suit
You bring the land, the investor brings the capital, and the property is built around the needs of your operation.
Vehicle-backed loan
A paid-off car as collateral, still in your hands, with faster approval than a property-backed loan.
International Credit
Funding from foreign funds under Law 4.131, without adding debt on record with Brazil's Central Bank (Bacen).
Systems
The system that keeps the company moving.
Complete white-label business management from Target: sales, inventory, cash register, invoicing and finance. And the certificate that signs the invoice is the same one you get here.
Tax invoicing
NF-e, NFC-e and NFS-e (Brazilian electronic invoices) signed with the company's digital certificate.
Point of sale
A POS that keeps selling when the internet is down and syncs afterwards.
Inventory and finance
Each sale updates inventory, issues the invoice and hits the cash flow — no typing anything twice.
Documents
Your records go paperless and never get lost.
Six million documents already scanned. We collect, clean, index, scan with OCR and store — the original in custody, the digital copy searchable by whoever has access.
Scanning
Collection, cleaning, indexing and OCR. Delivered as searchable PDF/A.
Storage and custody
Standard boxes with inventory, a controlled environment and logged access.
Document management (GED)
Electronic document management with 24/7 access, access profiles by department and an audit trail.
Why trust us
Our product is identity. It starts with ours.
A real company has an address, a CNPJ (Brazilian company taxpayer ID), a landline and business hours. It's all here, and in the footer of every page.
ICP-Brasil Registration Authority
Linked to the Certificate Authorities Syngular and Soluti, with licensed Registration Agents and an auditable file for every issuance.
Compliance with IN 36/2026
Liveness check, verification against official databases, a check of the CAs' Negative List and a Certificate Holder Statement in every validation.
PAT and PCT in the benefits card
A card fully aligned with PAT (Brazil's Worker Food Program), registration 220779870, giving the company legal peace of mind.
10 years in Extrema
Extrema, Minas Gerais. A landline, service from 7:30 am to 6 pm (Brasília time) and a team you can meet in person if you want.
ICP-BrasilITIReceita FederalPAT · PCTVisaLGPDCNPJ 25.528.646/0001-77
Who you'll talk to
Benefits, certificates and credit are cash-flow decisions. That's why the conversation here starts with your payroll and your cash flow — not with the product.
Douglas de OliveiraFounder & CEO · Target Business Corporation- One teamThe same team handles benefits, certificates, credit, systems and documents
- One business dayResponse time, 7:30 am–6 pm (Brasília time), Monday to Friday
- In person when it mattersMeetings in Extrema and southern Minas Gerais whenever the case calls for it
News and insights
What's changing in your industry, without having to look for it.
Short pieces on what's new in digital certification, benefits, credit and document management — written by the people who handle it every day.
Certification
Digital certificates and e-CAC: when you need one and how to log in
e-CAC is the Brazilian Federal Revenue Service's gateway for individuals and companies. See when a gov.br account is enough, when you need a digital certificate and how to log in with an e-CPF or e-CNPJ.
CertificationDigital certificates for issuing invoices in Brazil: A1, A3 or Cloud?
Which certificate your company needs to issue NF-e, NFC-e and NFS-e electronic invoices, and how to choose the storage type without paying for something you won't use.
CertificationITI Normative Instruction No. 36/2026: what changes in your digital certificate validation
The original physical ID is now mandatory on the video call. See what this means in practice if you're about to get or renew a certificate.
On InstagramBehind the scenes, news and campaigns at @targetbusinesscorporation
Follow on InstagramTalk to the people who get it done.
No queue: real people, Monday to Friday, 7:30 am–6 pm (Brasília time). After hours, the site assistant gets your request started.
Where we serve
In person in southern Minas Gerais and along the Fernão Dias highway. By video, all over Brazil.
Digital certificate validation, credit meetings and records pickup in Extrema and the surrounding region. For the rest of the country, validation is done by video call and support by remote access.
ExtremaCamanducaiaItapevaCambuíPouso AlegreBragança PaulistaJoanópolisVargem
Digital certificate in Extrema, MG: address, hours and how to schedule